💡 See Your Debt Clearly. Pay It Off in Months, Not Years.
Invite your partner or family to one account. See income, expenses, and debt in one view — and agree on the path to freedom.
Start 14-days free trialTotal Debt
$18,450
Monthly Payment
$3,075
Remaining
$6,090
"Early testers are saving an average of $50/month just by spotting hidden costs."
Join hundreds already building their debt-free date with Paynancer.
Australia
France
USA
GermanyWhat Our Users Say
Real stories from people taking control of their debt
"Finally one app that shows me and my partner the full picture. We actually agree on how to handle our debt now."
Anna, 32, Australia
"Paynancer gave me the confidence to start paying more than the minimums. For the first time, I see my actual debt-free date."
Jonas, 27, Los Angeles
"I used to juggle loans, subscriptions, and savings goals in spreadsheets. Now it's all in one clean dashboard."
Marta, 41, France
Paynancer – See Your Debt Clearly. Pay It Off Faster
Track loans, income, and expenses in one simple dashboard. Paynancer helps you plan smarter, set goals, and become debt-free with confidence.
What You'll Achieve with Paynancer
Debt-Free Sooner
See your debt-free date — and how to move it closer.
On the Same Page
Couples and families finally agree on one clear plan.
Smarter Decisions
Know where to put your money: debt, savings, or goals.
Stress-Free Finances
Replace spreadsheets with one simple dashboard.
Key Features
Everything you need to take control of your debt
Personal Dashboard
Overview of total debt, savings, and strategies
Loan Manager
Track APR, balances, and payoff timelines
Budget Planner
Manage income, expenses, savings allocations
Wallet
Track accounts & cards manually (bank sync coming soon)
Smart Calculators
Loan & consolidation simulators
AI Finance Agent
Ask questions about loans & get clear answers
Who Is Paynancer For?
Perfect for anyone serious about debt freedom
Young Professionals
Student loans + credit cards
Migrants Starting Over
New expenses abroad
Parents & Families
Align budgets + debt repayment
Breadwinners & Providers
Balance supporting family + personal finance
Simple, Transparent Pricing
Start free, upgrade when you're ready
Free Plan
Perfect for individuals testing the app.
Includes:
Basic Plan
For couples or small families.
Everything in Free, plus:
Standard Plan
For larger families & groups.
Everything in Free, plus:
Need More?
Add +1 Personal, +1 Shared & +5 Invites for $5/month.
14-Day Free Trial
Full access to all features. No card required. Cancel anytime.
Frequently Asked Questions
Everything you need to know about Paynancer
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